Sanchit, Prarabdha and Kriyaman-karma (Accumulated account, Destiny and wilful actions )

All have to undergo the sufferings of destiny, even Saints. The only method of overcoming destiny is through wilful actions that make us grow spiritually.
Some intellectuals are of the opinion that laying emphasis only on the doctrine of destiny induces fear and inactiveness in an individual. However, this is far from the truth. The doctrine of destiny makes an individual truly brave and capable of becoming a Saint.
Some people who are unhappy and distressed in life because of destiny turn to Spirituality. They imbibe Divine qualities due to spiritual practice and slowly move towards God-realisation. The doctrine of destiny is also useful to give a person suffering from destiny an attitude of forbearance.